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If you’re in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn’t cover:
Private duty nursing
A phone or television in your room
Personal items, like toothpaste, socks, or razors
A private room, unless medically necessary
Who’s eligible?
All people with Part A are covered.
Your costs in Original Medicare
$1,260 deductible for each benefit period.
Days 1–60: $0 coinsurance per day of each benefit period.
Days 61–90: $315 coinsurance per day of each benefit period.
Days 91 and beyond: $630 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime).
Beyond lifetime reserve days: all costs.
20% of the Medicare-approved amount for mental health services you get from doctors and other providers while you’re a hospital inpatient.
Note
There’s no limit to the number of benefit periods you can have when you get mental health care in a general hospital. You can also have multiple benefit periods when you get care in a psychiatric hospital. Remember, there’s a lifetime limit of 190 days.
Note
Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. It’s important to ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.
https://www.youtube.com/watch?v=bVGdPZGdJY8
